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Look no further than NET Properties. Buying Tucson real estate has never been easier or more rewarding. Our team at NETProperties is serious about finding you the best Tucson property to meet your needs, but we also have fun while we do it. Whether you are a growing family, empty-nester or looking for the best investments, let us escort you through the best that Tucson has to offer. Give us your parameters and we will find the property that you will enjoy for years to come!

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A Step-by-Step First Time Buyer's Guide

Buying a home is one of the most exciting milestones of your life. To prepare yourself for this moment, you need to know what to expect during the process. This step-by-step first time buyer’s guide created by our team will help reduce the stress of buying a home and help you enjoy the journey as much as possible.

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Step 1: Research

Do you already know where you want to buy? If you want a condo, townhome, or single-family home? Which features do you like and dislike? What’s available on the market now? If you answered no to any of these questions, now is the time to start researching. In addition to looking for homes that interest you, also take note of any changes in asking prices. This could give you valuable insight into housing trends in specific neighborhoods and help you when the time comes to make an offer.

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Step 2: Decide on Your Budget

Notice we said to decide on your budget—not determine how much the mortgage company will give you. In many cases, a mortgage company will pre-approve you for more than you’re comfortable spending, which is why you need to determine the monthly payment you feel comfortable with before talking to a lender. This likely includes doing a full household budget and taking into consideration what changes other than a mortgage payment will occur once you move into your new home. If you’ve lived in an apartment or with roommates, you may overlook new expenses like garbage, water, or HOA fees that could easily blow your budget.

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Step 3: Get Prequalified

Just because you think you can afford a certain payment every month doesn’t mean the mortgage company will agree. Just as they may approve you for too large of an amount, they may also approve you for a lesser amount or deny you a mortgage altogether. Lack of time at a job, insufficient credit, past bankruptcies, or other financial issues can cause major problems when trying to secure a mortgage. Before you get your heart set on a home, talk to a mortgage professional to find out what amount you can qualify for. This will also be an advantage when you make an offer on a home, as some sellers won’t entertain offers from those who aren’t already prequalified for a loan.

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Step 4: Choose a Real Estate Agent

Can you shop for, look at, and ultimately make an offer on a home without a real estate agent? Technically yes, but why would you when it costs you nothing for agents like us to take much of the stress off your shoulders? Not only will we help identify properties you might be interested in, arrange showings, and ultimately handle the offer process, but we also have a knowledge of the market that you don’t possess. Finding the perfect home can be a daunting task, this is where our expertise and wealth of knowledge come into play. Let us show you around some homes that meet your dream home criteria so you can find the one that's right for you.

Our goal is to provide you with the most personalized service that is designed to help you buy your dream home

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Step 5: Find the Right Home

This should be the most enjoyable step of the entire process (other than moving in!). We will arrange showings of homes you’re interested in that are within your price range. Take notes about what you like and don’t like, and make sure to pay attention to details. Turn light switches on and off, open and close doors, and run the faucets in various rooms. Don’t limit your inspection to the home itself. Make sure to take time to explore the neighborhood and keep an eye on traffic at certain times of the day, the parking situation, and how close it is to necessities like schools and grocery stores.

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Step 6: Make an Offer

Once you have selected the perfect home, work with your agent to craft a fair offer based on the value of comparable homes on the market. Depending on what the home is listed at and whether the current environment is a buyer’s or seller’s market, your offer may be below, at, or even above the asking price. We will be able to help you negotiate if you receive a counteroffer and reach an agreement. At this point, the house will go into escrow.

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Step 7: Have the Home Inspected

In most cases, your offer will be contingent on having the home inspected to ensure there is no major structural damage or large repairs needed. We can help you arrange this, and you can schedule it within days of making an offer. If there are no major issues, the process goes to step eight. If there is, you can renegotiate your offer based on what needs to be fixed, or you can withdraw it.

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Step 8: Select Your Loan

Now is the time to go back to the mortgage lender who pre-approved or pre-qualified you and choose your mortgage. You will be presented with various options based on your unique financial situation, including fixed-rate, variable-rate, 15-year, 30-year, or special programs such as VA loans or FHA loans. Work with your mortgage lender to select the option you feel the most comfortable with.

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Step 9: Get a Home Appraisal

Your lender will have your new home appraised so they have their independent value of it. The appraisal is to ensure that all parties involved are paying a fair price for the house.

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Step 10: Finish Paperwork

No one looks forward to all the paperwork involved in buying a home, but it’s a necessary part of the process. Fortunately, everything will be arranged by your lender and title company and, when you’re finished, you’ll know you are the legal owner of your new home.

Congratulations!

After signing the final paperwork to complete the purchase, you are now the owner of a new house. It may take a few days for your loan to be funded once the paperwork has been returned to the lender, but once that check is delivered to the seller, you’ll be all set to move into the home of your dreams.

WHAT OUR CLIENTS SAY

When making a move from the wilds of Alaska to the natural beauty of Tucson the challenges add up quickly. To make a fast and efficient move the most important thing is finding a real estate agent who listens, reacts, and follows up on every little thing. Dan Leonard is that guy. Any agent can show you houses but only the best, like Dan, realize there is so much more that is needed from an agent. We foun...

— Garrett & Rachel

WHAT OUR CLIENTS SAY

We couldn't be happier with Holly Leonard as a realtor. She is the consummate professional in every respect; friendly, courteous, and knowledgeable. She finds out what you're looking for and gets busy. She will walk you through every aspect of purchasing or selling a home from the initial walkthrough, to selecting a home, helping navigate all the processes to complete a purchase or sale including various...

— Richard & Carolyn

WHAT OUR CLIENTS SAY

Dan by far is the most excellent realtor I’ve ever worked with and he just helped us buy our 8th house and has helped buy and sell a few others for us. He is very knowledgeable, honest, and responsive. He even answers our stupid questions with top-notch professionalism and patience. I never hesitate to recommend friends and family to him and he’s provided great service to them also. His team of professio...

— Cham J.

WHAT OUR CLIENTS SAY

Holly Leonard receives a Grade A+! Outstanding! I live in South Florida and I am 100% satisfied with the work that Holly demonstrated to achieve the desired sale of my undeveloped property in an isolated area of Arizona. Her every step along the way – from the research about the area where the property was located to the sale– was extremely well done and professional. Her promptness, knowledge of the mar...

— Bob W.

WHAT OUR CLIENTS SAY

We have used Dan as our realtor for the past 10 years. He is very knowledgeable and always gets back to you promptly. He gave us some ideas about upgrading the house with all of his background knowledge in the industry. He has a plethora of referrals for all sorts of work in and out of the house. I would highly recommend Dan as your next realtor.

— Christy & Jon F.

WHAT OUR CLIENTS SAY

There are not enough stars to describe Holly Leonard’s excellent service, knowledge, and promptness in taking care of the many issues that arise in a real estate transaction. Couple that with her great personality and you have a winning combination. Without hesitation, we highly recommend her to buyers and sellers in the Tucson market.

— David C.

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Our company is individually catered to meet your needs and not just one approach is utilized. It is our goal to work with customers who value the custom approach we will offer, where we are truly a team working together for the benefit of the best NET result. Our individually crafted service is just a call or click away!